Lots of banks are incredibly weak now. They are being nationalised (Northern Rock, RBS, AIG). It is feasible to believe that government can be pushed towards taking larger controlling measures in order to keep the industry functioning and alive. If we're going to own the banks, we should be able to exert control on them.alien pimp wrote:and what in the world encourages us to think banks are that weak now that they will allow anyone reform them? to reform them to the point they work for their customers would mean anyway to transform them in something new - aka replacement
also i'm not the one payed to provide the replacement, i'm the one entitled to it as the payer, so it's not my job.
As a member of a democracy it is your right and prerogative to have constructive opinions on how to make things better. It is your hard-fought duty and privelige as an interested citizen (which you clearly are) to not sit on your solutions to make things better. Bevan didn't, Benn didn't, Cromwell didn't and by the sounds of things neither do a few people on this board. Everyone's got an opinion, but do you have the conviction of your opinion to actually try and make a difference?
Ahh, a misunderstanding. When I said people couldn't be controlled, I meant that any individual given the chance to be greedy, will likely be greedy (see Goodwin recently). En masse, especially in a democracy, humans are actually pretty good at being moral ("Now that God is dead, hell is other people" as Satre put it). More power should go to the people through government regulation so that the individual persons aren't given the chance to be overly greedy.alien pimp wrote:you missed the point: you said you can't expect the people to control the banks, but governments are the people and made of people.
A properly run business doesn't kill people for money. A bank is a business. If regulated to be properly run they won't kill people for money.alien pimps wrote:yeah, only houses don't kill people for money
and the small percentage of fair service is just the cover-up for much larger financial operations that are harmful to everyone but them
I have serious doubts that banks kill people for money in any direct sense - I still don't buy the link between allowing loans to weapons manufacturers. That comes down to society and its government's weapons legislation. Also, examples about banks acting under totalitarian, fascist government is a bit of a cheap shot. That's not now, it's over 60 years ago.
It's my conjecture that the current crisis could be used to bring more control for the people (read: government) over the banking market.alien pimp wrote:who's "we", i'm not in that,
I'm talking about people working there NOW and being a piece in their corrupt machinery and getting payed blood money that were made from shit in the past, and them trying to appear they work for a better future there, while nobody asks them about the future, just to comply and help screwing people for money. We're talking about the system not giving us any chance to regulate it because it's too powerful and while you
were supporting them they just fixed themselves some trillions and g20
and what to do now depends on what can be done.
As much as I have "supported" the banks by contracting for them in IT for around 12 months (I'm a biiiiiig banker), they have also supported me by giving me somewhere to put my money, letting me spend a little bit extra when I'm short or want to buy something that I can't save up for very quickly (my old car - now all paid off, but soon to be deceased :/ ).
They also make sure my rent gets paid on time every month, that my bills are easily dealt with and they make it really easy for me to get money out abroad using a fancy plastic card with a chip in it and my name on it.
They have also offered me lots of credit which, although annoying, I managed to avoid taking. I imagine not taking credit isn't such an easy decision for large parts of society and it has been marketed and sold incredibly irresponsibly both to businesses and private individuals - this needs to change.
That sounds like a bank account to me. I bank with Nationwide who call themselves a Building Society, but I still have a bank account with them and they still provide me with banking services. Just because you rebrand it to "form of securing your cash and your transactions" (which is a snappy title) doesn't mean it's not still a "Bank Account". A rose by any other name....alien pimp wrote: you need a form of securing your cash and your transactions, not a bank account.
Housing is massively inflated, I agree. I sincerely doubt that housing is realistically cheap enough to not need to save up for several years or even decades to pay for a house outright. In this reality, banks that can offer secured loans responsibly benefit society.alien pimp wrote:any good produced is produced to be sold. nobody would make only houses that people can't buy, it would be pointless. if it wasn't for the speculative economy encouraged by banks the houses would have now affordable prices, but why should they sell them cheap when it's so easy to use money you didn't work for yet and to sell your ass to the banks?! the prices in US now are dictated by the market more than before, they become cheaper because the speculative system collapsed.
Yes. PayPal provide banking services. I imagine their service would get a lot more "Bank Like" should people start failing to have bank accounts, though. I also think they'd suffer an awful lot if nobody had Visa, Mastercard, Switch etc cards which are also banking services.alien pimp wrote:your perception of banks is something that saves space and holds secure your money and transactions, but that's more like paypal
Thanks for keeping it grownup.Magma wrote:so you basically wash the shit from your hands through a compensatory dissident activity, huh?
if i had time i'd want to watch that in action
But not really, no. I don't engage people in debate to make myself feel better. I don't really feel badly about working for a bank. I don't make decisions or even sit in and watch people make decisions about anything other than how to best run an IT department. If banks exist then they're going to have IT departments. I feel no differently about contracting for a financial institution than I did contracting for a retail chain or local government - IT is pretty similar wherever you go. I would have no more or less power over the existance of the banking industry in the charity sector compared to the banking sector. If I were to have influence, it would be as a British Citizen, not as a professional, but my choice is to have influence to encourage reform, not replacement.
So yeah, I feel pretty neutral about working for a bank.
I don't connect any type of "dissidence" with it - I'm naturally opinionated and informed as a citizen (well, subject :/ ) of the United Kingdom and I imagine I'd have much the same conversations wherever I worked. I've always been the pinko liberal because that's just who I am. Of course, compared to people with genuinely extreme viewpoints like yourself, I'm probably seen as a Thatcherite or something.
LOL!alien pimp wrote:that's a total failure in logic, because grey is white + black, only idealistically the mixture is equal, so one thing is rather white or rather black aka rather bad or rather good, so it's actually just these 2 options and a lot of people propagating ignorance through a misunderstood metaphor
BLACK/WHITE refers to the binary thinking that I MUST THINK THIS OR THIS. I deal with binary every day 9-5 for something it's useful for - computing. Binary thinking isn't very good for humans forming opinions, because human thought and society are complexand therefore human's thoughts about society are complex.
The nature of a good democracy is finding compromises that 'please most people most of the time'. It's not storming around going "I THINK THIS AND IF ANY OF YOU DISAGREE I'M GOING TO CALL YOU A DICK AND THEN NOT DO ANYTHING ABOUT IT"
This problem will be tackled (however effectively) using politics between the centre left and the centre right - quite simply because it is these people who are open enough to listen to ideas from all sides.
A warming moment from the G20 was Nicolas Sarkozy's little tantrum. He succeeded in making a little win for the people against tax havens. That's debate and that's high level democracy in action.
"Please please do" what? I didn't say I was going to do anything.alien pimp wrote:Magma wrote:This "proper thought" is why mine, tr0tsky's, kins, eLBe's etc posts take up paragraphs and your posts contain only insults, short, vague sentences and links to other people's thoughts that you're substituting for your own.![]()
please please do! the amount of fun i'd have afterwards would pay off for everything!
later on i might have time to even teach you how that's done properly
(I'm on call tonight so I can't go to the pub
