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Re: another debt question lol

Posted: Tue Sep 17, 2013 2:04 pm
by ezza
lest agree to disagree

from the way you come across magma you seem a bit clean shirt lol

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:05 pm
by ezza
aslo whats a ccj

aint it a court thing? they warn you before you get one i think

if they threaten me with that i guess il pay

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:07 pm
by lloydnoise
Agent 47 wrote:aslo whats a ccj

aint it a court thing? they warn you before you get one i think

if they threaten me with that i guess il pay
just ignore it all, £200 is nothing

http://www.getoutofdebtfree.org/Debt-Collectors

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:07 pm
by jaydot
Agent 47 wrote:aslo whats a ccj

aint it a court thing? they warn you before you get one i think

if they threaten me with that i guess il pay
County Court Judgement bruv. :a:

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:10 pm
by Kochari
Terpit wrote:I dont see why you're getting angry at Wonga, it's societies fault
I'm not angry, I just think he's an utter speng

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:11 pm
by magma
Agent 47 wrote:lest agree to disagree

from the way you come across magma you seem a bit clean shirt lol
Well, I'm 31 and despite having an income that'd probably bring tears to your eyes, I'm currently having to build up my own credit rating due to having been a bit of a dick 10 years ago and allowing myself to ignore it for too long.

But don't listen to advice from people that've been there and turned themselves around or anything. Carry on...

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:11 pm
by ezza
got nicer clothes than you lol

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:14 pm
by lloydnoise
Agent 47 wrote:got prettier clothes than you lol

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:14 pm
by jaydot
Agent 47 wrote:got nicer clothes than you lol
You're also missing a tooth.

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:21 pm
by ezza
anyway, chill guys

all is cool

thanks for the advice

:6:

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:24 pm
by Terpit
magma wrote:
Well, I'm 31 and despite having an income that'd probably bring tears to your eyes
I can't believe I just read that

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:27 pm
by Marcus
You guys take Agent far too seriously.

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:29 pm
by SCope13
Agent 47 wrote:got nicer clothes than you lol
:lol:

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:32 pm
by magma
Terpit wrote:
magma wrote:
Well, I'm 31 and despite having an income that'd probably bring tears to your eyes
I can't believe I just read that
Meh, it wasn't a boast tbh... I was trying to work out how you type "I earn what I consider to be fuckloads of money, but still can't get a mortgage because I spent more money than I had on cars when I was 21" without mentioning salary.

If I hadn't utterly lucked out and got this job, I'd never have got out of debt. I'm just trying to encourage Agent not to make the same mistake - most people won't get this lucky.

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:33 pm
by wub
magma wrote:Well, I'm 31 and despite having an income that'd probably bring tears to your eyes
At your age that's probably the kidney stones, mate.

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:37 pm
by wolf89
magma wrote:
Terpit wrote:
magma wrote:
Well, I'm 31 and despite having an income that'd probably bring tears to your eyes
I can't believe I just read that
Meh, it wasn't a boast tbh... I was trying to work out how you type "I earn what I consider to be fuckloads of money, but still can't get a mortgage because I spent more money than I had on cars when I was 21" without mentioning salary.

If I hadn't utterly lucked out and got this job, I'd never have got out of debt. I'm just trying to encourage Agent not to make the same mistake - most people won't get this lucky.
What cars did you have?

(not meaning that in a "how much money did you spend" way but actually what you were into)

Re: another debt question lol

Posted: Tue Sep 17, 2013 2:54 pm
by magma
wolf89 wrote:
magma wrote:
Terpit wrote:
magma wrote:
Well, I'm 31 and despite having an income that'd probably bring tears to your eyes
I can't believe I just read that
Meh, it wasn't a boast tbh... I was trying to work out how you type "I earn what I consider to be fuckloads of money, but still can't get a mortgage because I spent more money than I had on cars when I was 21" without mentioning salary.

If I hadn't utterly lucked out and got this job, I'd never have got out of debt. I'm just trying to encourage Agent not to make the same mistake - most people won't get this lucky.
What cars did you have?

(not meaning that in a "how much money did you spend" way but actually what you were into)
My main car was a Celica 190 (new shape) which my mate and I spent about 3 years mucking about with and tuning over weekends (no, there's not enough to do in Weston-Super-Mare :lol: )... I dread to think how much got spent on it in total, tbh, but as a hobby, I'd recommend it to anyone tbh (I still love cars). If I did it again I'd just NEVER trust myself to "get those wheels on credit now and pay them off over the next few months."

I found photos of it the other day on an old hard disc and made myself all sad.

We both went in on an old Mini too; cost us £50 each to rescue from being scrapped and ended up in near-show condition with all the John Cooper tuning bits. It's still sitting in my mate's Dad's workshop looking PENG.

Considering I can't justify having a car in London, I spent an inordinate amount of time on AutoTrader. :oops:

Re: another debt question lol

Posted: Tue Sep 17, 2013 3:38 pm
by Mr Hyde
Ask for advise but just pick the answers that you want to hear rather than listening to the people that have experience with not paying loans....they must just be old and boring :W:

Re: another debt question lol

Posted: Tue Sep 17, 2013 4:01 pm
by SCope13
have you attempted to supplement your income through blending in any way? surely there's got to be opportunities there in this day and age

Re: another debt question lol

Posted: Tue Sep 17, 2013 4:11 pm
by Pedro Sánchez
SCope13 wrote:have you attempted to supplement your income through blending in any way? surely there's got to be opportunities there in this day and age
China / First Born Baby Girls / Pay-per-view webcam.